Welcome to the November edition of the Dee Commercial Finance newsletter!

Whatever your Commercial Funding requirement, Dee Commercial Finance can offer you a Free, impartial and totally confidential initial consultation – Where we will quickly assess the funding options available to you!

Please contact us on 01244 432 360 to see how we can help or submit an enquiry form on our website Here

Landlords will need help to upgrade properties

Landlords have begun to take steps to improve the energy efficiency of their properties according to Shawbrook Bank’s research entitled Changing Face of Buy to Let.

The report found that that 17% of landlords had made efforts to improve the energy efficiency of their property, rising to 22% of portfolio landlords.

In 2025 new rules will require that rental properties with an EPC rating of D, or below, will not be able to take on new tenants.

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Rise in maximum bridging finance LTVs

A new report has found that the average maximum loan to value (LTV) offered by lenders in both the regulated and unregulated bridging spaces has risen over the past year.

The new BestAdvice Intelligence Bridging Finance Report found that the average maximum LTV for regulated bridging has increased to 69%, up from 65% in 2020.

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Survey identifies 75% rise in digital banking post-pandemic

Seventy per cent of global consumers are now more likely to use digital banking in the next few months than before the pandemic, research has found.

Cloud banking platform Mambu surveyed 4,500 consumers globally, revealing that 61% have made greater use of digital banking services over the past 18 months.

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SMEs go green as energy bills hit harder

With energy prices climbing, analysis by Tyl, the small business payments arm of NatWest, shows SMEs are looking for ways to improve the energy efficiency measures.

A poll of 500 SME owners saw 70% say the cost of their energy bill impacts their growth, while 50% are looking to make their operations more sustainable.

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